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Diversifying
Does it feel like the financial system is stacked against you? For many of us, it is. Especially if you’re Black or Brown, a woman, or single. In Diversifying, we explore why the traditional rules of money management no longer apply to new generations. Hosted by Delyanne Barros, better known as Delyanne The Money Coach, Diversifying demystifies and humanizes money by examining the culture we make it in and how to make it work for you.
When the Diversifying team set out to create this show, our mission was to create a safe space where personal finance could be discussed from the lens of those who are usually ignored: women, people of color, the LGBTQ community, and lower-income individuals. Hearing from all of you through the voicemails, reviews, and messages on social media has confirmed that we’ve achieved that mission and that this type of show is very much needed in the finance space. Thank you for tuning in and listening every week. We couldn’t have made this show without you.
Aug 30, 2022
In most places in the US, sending a kid to daycare costs about the same as sending a kid to state college. Have more than one kid, and it’s easy for a daycare bill to be bigger than your paycheck – which leaves some women wondering if it would be better to drop out of the workforce entirely. Bloomberg Businessweek writer Claire Suddath joins Delyanne Barros for a conversation about the toll high childcare prices take on women’s careers and financial lives, and the broken childcare system in America underlying it all.
Aug 29, 2022
Infertility treatments can cost upwards of $100,000. This is a particular burden for LGBTQ+ couples, who need access to procedures like IUI, IVF, or surrogacy if they want to have biological children. This week, E Bradshaw and Jaimie Kelton, co-hosts of the podcast If These Ovaries Could Talk, tell us about their respective baby making journeys, including how they figured out their finances to make it work. Delyanne Barros also sits down with Dr. Mark Leondires from Gay Parents to Be to break down possible costs and some surprising resources.
Aug 22, 2022
When you're single, expenses can add up fast. There's no one to split rent or utilities. You can't slide onto someone else's health insurance. And you might even end up paying more in taxes! This week, Delyanne Barros and Shani Silver break down the financial hurdles single people face and discuss why we should rethink our attitudes toward single life.
Aug 15, 2022
This week we’re sharing an episode of Life Kit: Money from NPR. If you wince every time you open up your credit card app or feel stressed just thinking about personal finances, here's how to curb money avoidance and train your brain to face your money woes head-on.
Aug 8, 2022
This week, we’re sharing an episode of Brown Ambition, a podcast hosted by Mandi Woodruff (who you may remember from our episode “Negotiating Your Way to Success”) and Tiffany "The Budgetnista" Aliche. In this episode, Mandi and Tiffany answer your hard-hitting questions like how to make more money without picking up a side hustle. Plus, is it smarter to pay off credit cards or your student loan debt to start building wealth?
Aug 1, 2022
Ever received a text from a bank you don’t have an account with? Or received a DM from a stranger asking for money? It’s probably a scam, but how do you really know? This week, Delyanne Barros and Vivian Tu, CEO and founder of Your Rich BFF Media, call out some common money traps and how to protect yourself.
Jul 25, 2022
The top reason women give for having an abortion? Not being able to afford a child. In this episode, Delyanne Barros speaks with Black Women’s Health Imperative’s Linda Goler Blount about the economic impacts of overturning Roe v. Wade, what it means for future generations — specifically for people of color — and what you can do to channel your frustration into action.
Jul 18, 2022
Do you have credit cards, but worry you rely on them a little too much? Does managing the debt seem daunting? Don’t worry, we got you! This episode is all about the do’s and don'ts of credit cards. Delyanne Barros speaks with credit expert Sara Rathner, from NerdWallet, about how to transform debt into a good credit score.
Jul 11, 2022
Are we headed towards a recession? Are we already in one? These are scary questions, but recessions are an unavoidable part of the economy. And they don’t have to be the end of the world – especially if you’re prepared. This week, Delyanne Barros brings back friends of the show Julien and Kiersten Saunders of rich & REGULAR to help you recession proof your life now.
Jun 27, 2022
