Detroit Three's survival report card

Ford: Ford Motor still owns 100% of Ford Credit, which makes loans to customers and dealers. It is doing less leasing than it used to, but still more than Chrysler or GMAC.
Grade: B

General Motors: GMAC, once GM's crown jewel, has gotten a second government bailout, but still needs additional capital, which won't come cheap. The government will own at least 35% of GMAC, becoming its dominant shareholder. Meanwhile, GMAC isn't financing any leases.
Grade: D

NEXT: Dealers