Mint
How it works: Mint connects with your bank, investment, and other accounts to track and analyze your monthly expenses.
Use it to get a big-picture view of how you're spending your money and to create a personalized budget.
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The service will also remind you when bills are coming due and notify you if you are charged a fee or are about to exceed your spending goals.
The downside: You can't use Mint to pay your bills.
Platforms: iOS, Android, Windows Phone, desktop